VA Disability Rating for Major Depressive Disorder in Indiana (2026)
Quick Answer
The VA rates Major Depressive Disorder at 10% | 30% | 50% | 70% | 100% depending on severity. At a 70% rating, you receive $1,808.45/month (veteran alone, 2026 rates). Indiana veterans file through the Indianapolis VA Regional Office, with an average processing time of 77 days.
2026 VA Compensation Rates for Major Depressive Disorder
| Rating | Veteran Alone | With Spouse | Annual (Alone) |
|---|---|---|---|
| 10% | $180.42/mo | $180.42/mo | $2,165/yr |
| 30% | $552.47/mo | $617.47/mo | $6,630/yr |
| 50% | $1,132.90/mo | $1,241.90/mo | $13,595/yr |
| 70% | $1,808.45/mo | $1,961.45/mo | $21,701/yr |
| 100% | $3,938.58/mo | $4,158.17/mo | $47,263/yr |
How the VA Rates Major Depressive Disorder
The VA evaluates Major Depressive Disorder under 38 CFR Part 4. Common causes include PTSD secondary, chronic pain secondary, MST. The rating examiner will review your medical records, service history, and a Compensation & Pension (C&P) exam using the DBQ for Mental Disorders.
The BVA (Board of Veterans’ Appeals) grants Major Depressive Disorder claims at a rate of approximately 49.6% nationally. If your initial claim is denied, an appeal to the BVA gives you a meaningful second chance.
Typical Rating Breakdown
- 10% — $180.42/month — Mild symptoms
- 30% — $552.47/month — Moderately severe symptoms
- 50% — $1,132.90/month — Severe symptoms with significant functional impairment
- 70% — $1,808.45/month — Severe symptoms with major functional impairment
- 100% — $3,938.58/month — Total disability
Filing Your Major Depressive Disorder Claim in Indiana
In Indiana, VA disability claims are processed through the Indianapolis VA Regional Office located at 575 N. Pennsylvania Street, Indianapolis, IN 46204. You can reach them at 800-827-1000.
The average processing time for initial claims in Indiana is 77 days, compared to the national average of 71.3 days. The BVA grant rate for Indiana veterans is 31.4%.
Step-by-Step Filing Process
- Gather your service records — DD-214, service treatment records, and any in-service incident reports
- Get a nexus letter — A doctor’s statement connecting your Major Depressive Disorder to military service is often the single most important piece of evidence
- Complete VA Form 21-526EZ — The standard application for disability compensation, filed online at VA.gov or in person at Indianapolis VA Regional Office
- Attend your C&P exam — The VA will schedule a Compensation & Pension exam using the DBQ for Mental Disorders. Attend every exam and be thorough about your worst days
- Wait for a rating decision — Expected wait in Indiana: 77 days
- Appeal if denied — You have three appeal lanes: Supplemental Claim, Higher-Level Review, or Board of Veterans’ Appeals
Indiana State Benefits for Disabled Veterans
| Benefit | Details |
|---|---|
| Property Tax | 100% disabled veterans exempt from property taxes |
| State Income Tax | VA compensation is exempt from federal income tax; Indiana also exempts VA disability pay from state income tax |
| License Plate | Free disabled veteran plate |
| Hunting & Fishing | Free license for 100% disabled veterans |
| Education | Dependents of 100% P&T veterans eligible for free tuition |
VA Back Pay for Major Depressive Disorder in Indiana
If your Major Depressive Disorder claim is approved, the VA pays back to your effective date — typically the date you filed your claim. With an average processing time of 77 days in Indiana, here is what to expect at a 70% rating:
| Wait Period | Monthly Rate | Gross Back Pay | Attorney Fee (25%, max $7,200) | Net Back Pay |
|---|---|---|---|---|
| 6 months | $1,808.45/mo | $10,851 | $2,713 | $8,138 |
| 9 months | $1,808.45/mo | $16,276 | $4,069 | $12,207 |
| 12 months | $1,808.45/mo | $21,701 | $5,425 | $16,276 |
| 18 months | $1,808.45/mo | $32,552 | $7,200 | $25,352 |
| 24 months | $1,808.45/mo | $43,403 | $7,200 | $36,203 |
| 30 months | $1,808.45/mo | $54,254 | $7,200 | $47,054 |
| 36 months | $1,808.45/mo | $65,104 | $7,200 | $57,904 |
Frequently Asked Questions
What is the highest VA rating for Major Depressive Disorder?
The maximum VA rating for Major Depressive Disorder is 100%, paying $3,938.58/month for a veteran alone in 2026.
Can I get TDIU for Major Depressive Disorder?
Yes, if your Major Depressive Disorder — alone or combined with other service-connected conditions — prevents you from maintaining substantially gainful employment, you may qualify for Total Disability Individual Unemployability (TDIU), which pays at the 100% rate of $3,938.58/month.
How long does a Major Depressive Disorder claim take in Indiana?
The Indianapolis VA Regional Office processes initial claims in an average of 77 days. If you appeal to the BVA, expect an additional 12-24 months. The BVA grants Major Depressive Disorder claims at a rate of 49.6%.
Do I need a nexus letter for Major Depressive Disorder?
A nexus letter is required for Major Depressive Disorder unless it qualifies as a presumptive condition.
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